🏡 Home vs. Investment Property Mortgage: What Every Buyer Should Know in 2025

Whether you’re purchasing your first home or expanding your investment portfolio, understanding the difference between a home mortgage and an investment property loan is critical. As interest rates, lending standards, and market conditions evolve in 2025, Choosing the right purchast/financing strategy can save you thousands or cost you big.

In this article, I’ll break down the key differences between these two mortgage types, what lenders are looking for, and how you can position yourself for success.

Whether you’re buying your first home or planning to grow your investment portfolio, choosing the right property and mortgage can impact your long-term financial health.

Home mortgages offer flexibility and lower entry costs. Perfect for stability.
Investment property loans demand more but open doors to passive income and wealth building.

📞 If you’re unsure which path fits your goals, I’m here to help. Let’s talk about your next move.


📩 Glen Zhu
Real Estate & Mortgage Agent
📧 Contact@glenzhu.com | 📞 (437) 436-8880

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